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Verve Card | Login and Review | Complete Guide

So, if you’re here to know everything about verve card then you’re on the right place because today we are going to be showing you Login details and reviews of this card. You need to read all the content because there are some bonus tips for you at the end which you can use and earn free balance. So, let’s get started with the hot new topic.

verve card
verve card

Everything you need to know about Verve Card

The verve card is made for those who have limited balance and there are two types of account which verve card provides you- Unsecured Card and Secure Card. You can apply for both the card because they have their own perks. So, if you’ve not much money then you can try the unsecured version of this card because it suits you and they won’t be charging you a lot for this card.

If you’ve a healthy amount of money, then you can apply for the card and can enjoy the perks of verve card. Though there are a lot of other options which you can try as well for the secure version of the card and probably they are better card than verve card.

So, whatever suits you the best for applying secured or unsecured version you can give it a try. It’s all up-to your needs and wants from the Verve card. Let’s talk about the highlights of the card.

Verve Card Highlights

Here are some of the highlights of verve credit card.

  • The Annual Fee of this card is $99
  • The APR of this card is 25%
  • You’ll get no Signup Bonus

Benefits of Verve Card

There are a lot of benefits that Verve Credit Card is giving to you, but some of the mainstream benefits are given below.

  • People who have no credit at all, they are encouraged by the verve team to apply and open their account
  • If you’re applying for the one application, then it can be used for many versions of the card- for example secured and unsecured version of the card
  • You can improve your balance by submitting the reports of the card to all the three credit bureaus

Minimum Payment of Verve Card

There’s a minimum payment that you can save it in your account, otherwise they are going to charge your some money. Here’s what they have to offer.

  • If your balance is $35, then you’re not going to get charged any single penny other than the Annual Fee
  • If you’ve less than $35, then they are going to charge you 4% of the new balance plus the late fee and all the past due amounts, if have any.

Fee of the credit Card

There is a fee of credit card which they charge you everytime when you use their services. So, let’s talk about the services.

  • $30 whenever you apply for the new card. For instance unsecured card or Secure Card
  • They will charge you up to 38$ if you submit the money in the card late
  • They will charge you 38$ for the returned payment
  • They will take 5% of the money in advance
  • They will charge you 3% of the foreign transaction

Peer Comparison of Verve Card

So, we are breaking down the peer comparison for you in order to let you guys know about the card in a better way. So, here you go!

Cards Versions Annual Fee for the Card Monthly
Maintenance Fees
One-time
Processing Fee
APR
Verve Card For Y1 = $125
For Y2 Onwards = $96
For Y1 = $0
For Y2 Onwards
 $10 monthly
$120 annually
Not Applicable APR is 29.9%
Surge Card For Y1 = $125
For Y2 Onwards = $96
For Y1 = $0
For Y2 Onwards
For $10 monthly
For $120 annually
Not Applicable APR is 29.9%
Credit One Card They will charge you $35 to $99 Not Applicable Not Applicable APR is 17.24% to 25.24%
Milestone They will charge you $35, $59 or
Y1 = $75, then $99
Not Applicable Not Applicable See Terms and Services
First Access For Y1 = $75
For Y2 Onwards = $48
For Y1 = $0
For Y2 Onwards
$6.25 monthly
$75 annually
They will charge you $89 APR is 29.9%
Total Visa Card For Y1 = $75
For Y2 Onwards = $48
For Y1 = $0
For Y2 Onwards
$6.25 monthly
$75 annually
They will charge you $89 APR is 29.9%
First Premier Card For Y1 = $75
For Y2 Onwards = $45
For Y1 = $0
For Y2 Onwards
$6.25 monthly
$75 annually
They will charge you $95 APR is 36%

Should we get this card?

After checking out all the fees and other services of the card, we would not recommend you to buy the services or use this card because there are a lot of other options that you can avail and use other secured cards. But if you want to give this card a try, then the choice is absolutely yours and you may or may not like the card.

You can have other cards services as well, such as payooner and PayPal which you can use and enjoy with absolutely no worries.

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In a Nutshell

So, we have discussed almost everything related to the verve card and we are really hopeful that you’ve liked the article. Stay tuned here for the bonus tip because the previous tip was expired! But you can still try this bonus tip.

If you’ve any question regarding the above topic, then feel free to comment down below. We will try to reach you as soon as possible and will surely answer your query.