If you’re looking to know everything about legacy credit card then you’re on the right place because we have everything related to the topic given below. You need to write the article till the end because we have a bonus tip for you which you can use and avail 90% off on the first purchase that you make through this card. So, let’s get started everything related to the legacy credit card.
Everything you need to know about legacy credit card
A legacy credit card allows you to get what you really deserve and you can shop through it, pay the bills of the restaurant and buy from their online store as well. So, you must be wondering about the requirement, process of applying and other information related to this card.
Requirements of Legacy credit Card
So, every card has some requirements which you need to follow in order to get the card but if you’re not able to fulfill the requirements, you won’t be able to apply for this card. But if you’ll be able to fulfill the requirements, you can apply for the card in the next phase. Let’s talk about the requirements at the first go!
- You must be the resident of United States first
- You must have no debt history before which isn’t cleared
- You must be above 18 years of age
- You must not be involved in any crime
- You must have an identity photo given by the Government of the United States
So, these are the small requirements if you want to apply for the card, you must look for them before. Let’ go the other information.
How to apply for Legacy Credit Card
To apply for the legacy credit card, it’s a must thing that you go through the requirements first, if you’re fulfilling the requirements already, then you can apply for the card with the method given below.
- The first step is to head towards their official website
- Now in the slider, if the images, you’ll find a register now button
- Now click on it and you’ll be redirected to the page containing a form
- Now fill all the information in the form and then click on the Next button
- Now select the user name and password and then click on the apply button
- Your application has been submitted to the officials and then will revert back to you soon
You need to keep an eye on your email address because they shall be sending you the email in 3-5 working days.
Note: You can also apply for the card when visiting their store or calling them by their toll-free number.
Rates and fees of Legacy credit card
The rates we are listing below are 100% correct and by now they haven’t updated them. But if they are looking to update them in the future, we will definitely be updating them as well.
- The APR for this card is 16.65% which is lowest we have ever witnessed till now
- The APR for the advanced cash is 6.5$ per month
- The grace days for this card is 25 days
- There’s no annual fee for this card which means that you can enjoy the card without any worry
- They will charge you for the foreign transaction and the amount is 10 Dollars
- If you’re making any late payments, you’ll be fined $25
Benefits of Legacy Credit Card
There are a lot of benefits that this card is providing you but we are about to list down all the mainstream benefits that legacy credit card is giving to you. So, let’s get started with them straight away!
- You have full control on your purchases
- There are no hidden charges- they don’t have any hidden APR or penalty
- This card is protected from the frauds and liabilities and if something like that has happened, they will return you your money as per the United State Laws
- You can enjoy the online access which means that they have online portal as well but you need to register for the online portal (Given below)
- These cards are accepted everywhere in the world where VISA cards are accepted
- You can make a transaction from this card within the State and outside as well
How to apply for the online portal of Legacy Credit Card
If you’ve a card already, then you can apply for the online portal of legacy credit card and here’s how you do it.
- Again you’ve to head towards their official website
- Now click on the login button
- At the login page, you’ll see register now button, click on it
- Now enter all the information which they ask you to enter
- Once all the information is entered, click on apply now button
- Now you’ll be registered to their websites online portal within 5 minutes
Now let’s talk about the bonus tip which we have discussed with you at the beginning of the article and now you can claim your 90% discount on your first purchase. Here’s how you do it.
Bonus Tip: Get 90% off on the first purchase guide
In a Nutshell
We have discussed almost everything related to the topic Legacy Credit Card and we are really hopeful that this article has helped you a lot in achieving the right purpose.
If you’ve any questions regarding the above topic, then feel free to comment down below. We will try to reach you as soon as possible and will try to answer your query. Cheers!